EU Customers
| Personal Account (EU) | Business Account (EU) | |
| Minimum balance | 0€ | 500€ |
| Account Opening Fee | 40€ | 150€ |
| Additional account opening fee | 5€ | 10€ |
| Monthly maintenance fee | 15€ | 50€ |
| PAYMENTS/TRANSFERS | ||
| Incoming/outgoing within AFO-Accounts | 0€ | 0€ |
| SEPA incoming payment | 1,4% + 3,00€ | 1,6% + 3,00€ |
| SEPA outgoing payment | 1,2% + 2,00€ | 1,7% + 2,00€ |
| Non SEPA/SWIFT incoming payment | 1,3%, min 10,00€ | 1,7%, min 10,00€ |
| Non SEPA/SWIFT outgoing payment | 1,5%, min 20,00€ | 1,7%, min 20,00€ |
| OTHER FEES | ||
| SEPA/SWIFT confirmation | 35€ | 50€ |
| Payment reversal fee | 50€ | 50€ |
| Account closing fee | 0€ | 50€ |
| Compliance audit fee | 200€ | 700€ |
| Official reference letter | 50€ | 50€ |
| Amendment request | 15€ | 50€ |
Non-EU Customers
| Personal Account (Non-EU) | Business Account (Non-EU) | |
| Minimum balance | 0€ | 500€ |
| Account Opening Fee | 120€ | 250€ |
| Additional account opening fee | 10€ | 50€ |
| Monthly maintenance fee | 15€ | 50€ |
| PAYMENTS/TRANSFERS | ||
| Incoming/outgoing within AFO-Accounts | 0€ | 0€ |
| SEPA incoming payment | 1,7% + 3,00€ | 1,6% + 3,00€ |
| SEPA outgoing payment | 1,4% + 2,00€ | 2,5% + 2,00€ |
| Non SEPA/SWIFT incoming payment | 1,3%, min 10,00€ | 1,7%, min 10,00€ |
| Non SEPA/SWIFT outgoing payment | 1,5%, min 20,00€ | 1,5%, min 20,00€ |
| OTHER FEES | ||
| SEPA/SWIFT confirmation | 35€ | 50€ |
| Payment reversal fee | 50€ | 50€ |
| Account closing fee | 0€ | 50€ |
| Compliance audit fee | 200€ | 700€ |
| Official reference letter | 50€ | 50€ |
| Amendment request | 15€ | 50€ |
