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With A Family office and AFO-Card, you can take care of your money transfers easily and conveniently.

In 3 easy steps
Register through our website
Fill the application (no credit checks done)
Download the app

EU Members

Account opening with own EU IBAN under the European legislation with SEPA/SWIFT acceess and Mastercard(s).

When is it recommended to open an account in the EU Division?

Open an EU account when

  • Your current personal address is in the EU-Zone
  • Your company is domiciled in the EU

Non-EU Members

Account opening with own EU IBAN under the European legislation with SEPA/SWIFT acceess and Mastercard(s).

When is it recommended to open an account in the Non-EU Division?

Open an Non-EU account when

  • Your current personal address is outside of the EU
  • Your company is not domiciled in the EU
  • Majority of the shareholding is outside of the EU

Unlike most of the Banks, we welcome Estonian E-residents

Estonia has created a borderless digital society for global citizens as the first country to offer e-Residency. E-Residency is a transnational digital identity that anyone in the world can apply for to obtain access to a platform built on inclusion, legitimacy and transparency.

E-residents then have access to the EU business environment and can use public e-services through their digital identity.

The primary reason e-residents are joining this community is to run a trusted location-independent EU business online with all the tools needed to conduct business globally.

It has never been faster and easier to apply

Open your digital multi-currency private or business account just within 24 hours with globally accepted Mastercard(s).

Just register to our website and open a digital personal or business account.

Get Started
Pay out your employees or agents in seconds

Your employees, agents or partners gets their own Family Office cards tied to your company’s digital business wallet

Start receiving and sending transfers globally

Collect and transfer funds anywhere you want regardless of the recipient is a private person or a company

Collect, Hold & Send funds in more than 10 currencies

View the funds you’ve collected online. Repatriate funds at competitive FX rates and make payments quickly and securely

Use your card anywhere

Over 210 countries

37 million locations

2.6 million ATMs

Got any questions? Ask us anything!